Deposit & Withdraw on Fomo: Complete Funding & Cash-Out Guide
Getting capital into and out of your trading wallet should be fast, seamless, and sovereign. Fomo supports instant fiat on-ramping via Apple Pay and debit cards, direct cross-chain crypto deposits across 6 chains, and full permissionless withdrawals—either through standard transfers or raw private key sweeps.
How to Deposit on Fomo: 3 Simple Pathways
Choose the funding method that suits your trading workflow.
1. Apple Pay & Debit Card
The fastest way for mobile traders. Tap Deposit → Card / Apple Pay. Select your purchase amount (minimum ~$20). Your USD delivers instantly as USDC or SOL straight into your non-custodial wallet without leaving the app.
2. Direct Crypto Transfer
Transfer existing crypto from Binance, Coinbase, Phantom, or MetaMask. Tap Deposit → Crypto. Copy your unique address for Solana, Base, BNB Chain, or Ethereum. Funds reflect on-chain in seconds.
3. Coinbase Pay Direct
Link your existing Coinbase account to move USDC or SOL directly into Fomo without manually copying long cryptographic hex addresses. One-tap authentication with zero risk of clipboard hijacking.
How to Withdraw from Fomo: In-App vs Key Sweeps
Total liquidity sovereignty means you can cash out at any time.
Method A: Standard In-App Transfer
Tap Send / Withdraw on your portfolio card. Choose the token and amount. Paste the deposit address of your central exchange (Coinbase, Kraken, Binance) or cold storage wallet. Confirm with biometric Face ID. The transaction signs through your Privy MPC key and broadcasts to the network in under 2 seconds.
Method B: Zero-Permission Private Key Sweep
Because Fomo is completely non-custodial, you never need Fomo's permission to move your funds. Go to Settings → Account → Export Private Key. Confirm via biometric passkey to view your raw Base58 key. Import that key into Phantom or MetaMask, and transfer 100% of your assets directly from your external wallet.
Common Deposit & Withdrawal Questions
Why was my debit card or Apple Pay deposit declined? ▾
Some traditional banks restrict direct crypto merchant transactions. If Apple Pay fails, call your bank to authorize international digital asset transactions, or simply buy USDC on Coinbase/Robinhood and transfer it on-chain to your Fomo address.
How do Solana token account rent refunds work? ▾
When you buy a new memecoin on Solana, the network reserves ~0.002 SOL (~$0.30) to create the token account. When you sell 100% of that token, Fomo automatically closes the account and credits that 0.002 SOL back to your available balance.
What if I forgot to enter referral code FREEFEES? ▾
Within 72 hours of account registration, message Fomo in-app support chat (Settings → Help → Chat) and send: "Please apply referral code FREEFEES to my account for the permanent 10% fee discount." Support will manually attach the discount.