Complete Beginner Walkthrough • 2026 Edition

How to Use Fomo Family: Step-by-Step Guide

Q: How do I deposit money on Fomo?

You can deposit on Fomo via three methods: 1) Instant Apple Pay, Google Pay, or debit card purchases integrated via Coinbase onramp; 2) Direct on-chain crypto transfer of SOL or USDC to your Fomo Solana address; or 3) EVM crypto transfer of ETH or USDC to your unified 0x address.

Q: Do I need to hold SOL or ETH for gas on Fomo?

No. Fomo sponsors 100% of network gas fees on Solana via meta-transaction relayers. You do not need to hold native SOL for gas to trade tokens on Solana.

Q: How long do fiat withdrawals take to reach my bank account?

Direct fiat offramp withdrawals from Fomo to linked bank accounts are processed within up to 3 business days.

Q: Can I export my wallet to another app?

Yes. Fomo is 100% non-custodial. You can export your plaintext Solana Base58 string into Phantom or Solflare, and your EVM 64-character hex private key into MetaMask or Rabby at any time.

Learn how to set up your non-custodial wallet, activate referral code FREEFEES for a permanent 10% fee reduction, deposit funds via Apple Pay, and execute $0 gas trades across 7 blockchains.

1-Tap Genesis Login

Download the official Fomo app (Apple App Store ID: 6741115427, Google Play: family.fomo.app) or open fomo.family. Authenticate in 1 tap with Apple ID or Google OAuth to initialize your Privy MPC wallet.

Lock In Code FREEFEES

During initial profile setup, enter verified referral code FREEFEES. This permanently drops your trading fee from 0.50% to 0.45% for the life of your account.

Fund Your Account

Tap Deposit. Purchase crypto directly with Apple Pay or debit card (via Coinbase onramp), or transfer SOL/USDC directly from Phantom, Solflare, or Coinbase.

Trade with $0 Gas

Browse trending tokens on the live social alpha feed. Enter your desired purchase amount and complete the order using Fomo's tactile Slide to Buy slider with zero gas surcharges.

Backup Private Keys

Navigate to Profile → Settings → Security & Custody → Export Keys to back up your plaintext EVM and Solana private keys. You maintain 100% self-custody at all times.

Funding Rails

Funding Options & Deposit Methods

Choose the deposit method that best fits your trading workflow.

Deposit Channel	Processing Speed	Supported Currencies	Platform Deposit Fee
Crypto Transfer (Solana)	Instant (< 1 second)	SOL, USDC (Solana)	$0 Platform Fee
Crypto Transfer (Base / EVM)	1–2 seconds	ETH, USDC (Base, BNB, etc.)	$0 Platform Fee
Apple Pay / Debit Card (Coinbase Onramp)	Instant	Fiat (USD, EUR, GBP)	Coinbase onramp interchange
Bank Offramp Withdrawal	Up to 3 business days	Direct USD / EUR Bank Transfer	Standard wire / ACH fees

Got Questions?

Frequently Asked Questions

Common questions from new Fomo Family traders.

How do I deposit money on Fomo?+

You can deposit on Fomo via three methods: 1) Instant Apple Pay, Google Pay, or debit card purchases integrated via Coinbase onramp; 2) Direct on-chain crypto transfer of SOL or USDC to your Fomo Solana address; or 3) EVM crypto transfer of ETH or USDC to your unified 0x address.

Do I need to hold SOL or ETH for gas on Fomo?+

No. Fomo sponsors 100% of network gas fees on Solana via meta-transaction relayers. You do not need to hold native SOL for gas to trade tokens on Solana.

How long do fiat withdrawals take to reach my bank account?+

Direct fiat offramp withdrawals from Fomo to linked bank accounts are processed within up to 3 business days.

Can I export my wallet to another app?+

Yes. Fomo is 100% non-custodial. You can export your plaintext Solana Base58 string into Phantom or Solflare, and your EVM 64-character hex private key into MetaMask or Rabby at any time.